An example of why you should be cautious and watchful: A violators scam is caught Consumerinfos aggressive advertising convinced many consumers to take advantage of their offer a free credit report, and along with it a free trial of their credit monitoring service as a bonus. Consumers were required to sign up to avail of the free credit report, and provide their personal details as well as a valid credit card number. The website www.annualcreditreport.com stated clearly that the credit card would not be charged during the free trial period, and was only required to create the account. What many people did not realize was that it was not free at all.
Consumers who did not cancel within 30 days were charged an annual fee of $79.95. The Federal Trade Commission (FTC) took Consumerinfo www.annualcreditreport.com to court on the grounds that its advertising was deceptive and that it failed to www.annualcreditreport.com disclose that its free credit report offer was www.annualcreditreport.com not associated with consumers right to a www.annualcreditreport.com free credit report under federal law. The court ruled that consumers who ordered a free credit report from the companys websites freecreditreport.com or consumerinfo.com between November 1, 2000 and September 15, 2003 would have to be refunded their money. The court ordered Consumerinfo to refund the payments which they obtained fraudulently by crediting the card that consumers used to sign up for the trial offer.
Consumers www.annualcreditreport.com who signed up for this trial offer would have the amount credited to their credit or debit card, and would receive a notice by email or postal mail from the company informing them of the action, whether the company is successful or not. credit cards Consumers who www.annualcreditreport.com believed they are eligible for the refund but did not receive any notice from the company were encouraged to contact Consumerinfo directly through helpconsumerinfo@consumerinfo.com. Free versus paid credit score: is the low price worth the risk? The www.annualcreditreport.com recent developments pertaining to free credit scores, the www.annualcreditreport.com risks people have to take, and the confusion resulting from many companies offering differing scores and deceptive offers, should make you think www.annualcreditreport.com twice about whether to jump at a free www.annualcreditreport.com credit score offer.
If you are afraid that your credit card information may be used www.annualcreditreport.com to charge you without your knowledge or that the free credit score offer could be www.annualcreditreport.com a scam, we suggest that you go for a paid service that is legitimate and authorized by the Federal Trade Commission: myfico.com or annualcreditreport.com. credit report theft You will sleep better www.annualcreditreport.com at night knowing that your credit information is safe. Home | Contact Us | Privacy Policy | SiteMap If you want to know how to get your free credit score www.annualcreditreport.com the information on this page will assist you to set a firm starting point for yourself. Check out our credit article section to find more information on obtaining your free credit score CATEGORIES How often can I www.annualcreditreport.com check my credit score?
Can I reestablish good credit after identity theft? Can homeowners insurance cover things outside my home? How do I lower the financial risk of unexpected situations? Why are some of my paychecks for different amounts? How long will it take before I receive my first paycheck? What percentage of my money should I save each year? Is it better for me if interest rates are up or down? Do the charge www.annualcreditreport.com cards I get at stores count as real credit cards? How is a credit union different www.annualcreditreport.com from a regular bank? How much money www.annualcreditreport.com should I have before I can give to charity? If I need to tap my www.annualcreditreport.com retirement fund now can I do it? When should I start saving for my child's education? Is it a good idea to pay off credit card bills with savings?
Acredible resource for basic financial education to help people better understand and manage their personal finances. free score Meetthe Committee | Get Certified What's your personal finance golden principle? Check My Credit Rating Checking your credit rating is something that everyone should do at least annually. The process to check your credit rating is fairly simple. Heres a link to quick Credit Score, where you can get a free report: Quick Credit Check Credit reporting agencies have online web information that will walk users through the process of checking their credit. Credit ratings are important tools that lenders use to evaluate the credit worthiness of potential borrowers. Lenders may be banks or credit card companies or any other lender that may issue a person a line of credit.
No comments:
Post a Comment